Lifetime income from pension savings
Transfer funds from the UAPF and receive regular payments before reaching retirement age
Assurance
Reliability
One-time dividends
In 2026, receiving the minimum payout of 35,596 KZT requires savings of 10 million KZT for men and 13.1 million KZT for women
This calculation is preliminary and provided for informational purposes only. If you have any questions, please contact our support team
0 KZT
One-time dividends
0 KZT
Monthly Payment
Guaranteed Period
1 year
This calculation is preliminary and provided for informational purposes only. If you have any questions, please contact our support team
What is a Retirement Annuity
A financial instrument that allows you to start receiving pension payments before reaching retirement age
Lifetime income
Regular payments throughout your lifetime
Insurance dividends
Additional income from the company's profit
Payments to heirs
Your loved ones will continue to receive payments
Annual Indexation from 8%
Protect your income from inflation
Lifetime income
Regular payments throughout your lifetime
Insurance dividends
Additional income from the company's profit
Payments to heirs
Your loved ones will continue to receive payments
Annual Indexation from 8%
Protect your income from inflation
Lifetime income
Regular payments throughout your lifetime
Insurance dividends
Additional income from the company's profit
Payments to heirs
Your loved ones will continue to receive payments
Annual Indexation from 8%
Protect your income from inflation
Why bcc life is the best choice
Compare with pension payments from the UAPF
UAPF
Unified Accumulative Pension Fund
Start of payments
Standard retirement age
- 61 years for women
- 63 years for men
Payment period
Until pension savings are exhausted
Indexation
Depends on the amount received and investment returns. Indexed by 5%
Best Choice
Bcc life
Life Insurance Company
Start of payments
8-10 years before retirement
- 53 years for women
- 55 years for men
- 50 years for MOPC participants
Payment period
Lifetime guaranteed payments
Indexation
Lifetime payments with a fixed guaranteed return increase annually by 8%
UAPF
Unified Accumulative Pension Fund
Start of payments
Standard retirement age
- 61 years for women
- 63 years for men
Payment period
Until pension savings are exhausted
Indexation
Depends on the amount received and investment returns. Indexed by 5%
Best Choice
Bcc life
Life Insurance Company
Start of payments
8-10 years before retirement
- 53 years for women
- 55 years for men
- 50 years for MOPC participants
Payment period
Lifetime guaranteed payments
Indexation
Lifetime payments with a fixed guaranteed return increase annually by 8%
*The information is current as of March 2026. Terms may change in accordance with legislation
How to Sign the Contract
Online in 5 minutes
Prepare in advance
- ID card
- Statement from the UAPF
- Your bank account IBAN for payments
- Beneficiaries’ details (IIN and full name)
- eGov Mobile application
Apply online
- Click “Sign a Contract”
- Log in to your personal account
- Fill out the application form
- Sign the agreement via eGov Mobile
- Receive confirmation via SMS
Receive the result
- After receiving the SMS, log in to the “Personal Account” section
- Check the payment schedule
- Receive regular transfers directly to your bank account
Types of pension annuities
Choose a suitable type of pension payments based on your age and savings
Immediate
Start of payments
Within 10 working days after the contract is signed
For whom
- Women aged 53 and men aged 55
- Under hazardous working conditions — from age 50
Deferred
Start of payments
From age 53–55
Contract signing age
- From age 45 regardless of gender
- From age 40 under hazardous working conditions
Frequently Asked Questions
To help you quickly understand everything — without calls or waiting for a manager
Using pension savings from mandatory pension contributions (MPC), mandatory occupational pension contributions (MOPC), voluntary pension contributions (VPC), payments received upon termination of a pension annuity agreement with another insurance company, and personal funds.